High Risk Merchant Accounts
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Seminar Merchant Account

Merchant Accounts for the Seminar Industry

Continuing education and personal development are a growing industry. Professional development, motivational speakers and life coaches all provide a series of one-time or continuing courses that help individuals further their development. These seminars are sometimes required by employers for their employees to attend, making them a part of their businesses model.

Credit Card Processing for Seminar Businesses

Attending business seminars is one way that a worker can gain new skills and insights. Companies have largely begun to warm to the idea of sending their workforce out to these types of events because they see them as a great way to build skills up that then contribute to the return on investment (ROI) of their work force. 

All of this newfound interest in business seminars means that there are a lot more of these seminars coming online. The industry is expected to generate about $11 billion dollars in revenue this year. That is at least a 3.5% growth rate from years past.


Why Is This Industry Deemed to Be High Risk?

One challenge the business seminar industry faces relates to merchant accounts. The common concerns from processors for these models of business are the typical high ticket combined with chargeback concerns. If someone attends a seminar on how to flip real estate and they do not see the results they were led to believe would come from their efforts, they may simply issue a chargeback.  Some seminars have also been found to be predatory in their practices and over promise results. These challenging circumstances makes this a very difficult business type to get a merchant account for.


Why Choose Flow Payments?

Flow Payments is the place to turn to for merchant accounts for businesses that have been locked out of traditional financial institutions. Flow Payments does everything from setting up the merchant accounts for credit card processing to assisting with chargeback management and prevention.  We have a simple application process that takes just a few minutes as long as you have the required items for application. We also strive to have the fastest approval rate and the best customer support.

Flow Payments is not afraid to work with businesses that are considered startups. We are also able to work with a company that does not have an extensive credit history, or even a credit history that is spotty at best. We know that others are rejecting these companies for credit card processing, but Flow Payments is in the business of working with those who have been denied by other institutions. We understand that taking a bit of risk on a new business can be worthwhile and aid in building long lasting partnerships with merchants in the seminar industry.


Items Needed for Applying

A new client needs only provide a minimal amount of documentation to receive a merchant account from Flow Payments. If all of that is in order, then applying for the account should be no problem. There are a variety of merchant accounts within the seminar industry. We offer many customized payment options. Below are the basic requirements for an application.

  • Completed website listing privacy policy, terms and conditions, and pricing
  • A government-issued ID such as a state-issued driver’s license
  • An EIN (Employer Identification Number) or SSN (Social Security Number)
  • A pre-printed voided check or bank letter
  • Three months of the most recent processing statements (if applicable)
  • Three months of the most recent bank statements (if applicable)


Contact Flow Payments today for a free quote. We have worked with many companies in the seminar industry and look forward to exceeding your expectations.


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