High Risk Merchant Accounts
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High Risk Processing

High Risk Processing

Most rate structures found in the high risk processing industry are often excessively high and confusing. Many providers believe that because a merchant is considered high risk, they will have no choice, but to accept their unfair rates. However, we are not one of those providers.

Flow Payments Best High Risk Credit Card ProcessingWe offer the lowest rate plans in the industry with no arbitrary or unnecessary charges and we provide domestic processing, instead of offshore accounts. Additionally, we have the ability to set up certain merchants with Interchange Plus pricing.

We pride ourselves on taking a consultative approach with all our clients, which ensures our merchants are placed into not only the best and lowest rate plans, but into the right solutions as well.

Forbes Business Council High RiskWe understand the fundamental issue that causes many high risk merchants to suffer undue fees and other unreasonable costs. If a high risk or hard to place merchant is not able to find the correct type of processing solution, they will endure extremely high pricing plans and other costs. We have access to multiple, alternative payment solutions that allow our clients to experience tremendous savings over the standard programs currently offered in today’s marketplace.

High Risk Business Types

We understand that businesses are completely legitimate, but may be classified as high risk by the various processors and banks, which can create multiple challenges in finding effective payment processing and the corresponding solutions.

Further, we also understand that many people we talk to have just started their businesses and do not have the ability to navigate high risk payment processing alone. This is why we take a very patient and understanding approach to all of our clients and provide VIP service and support from the first moment of our contact with you and through the entire life of your account. Please see below for a sample list of the business types that we are able to work with (and feel free to contact us even if your business doesn’t fit into the below categories).

  • Airlines
  • Auction and Auction Houses
  • Charities with Outbound Calling
  • Bitcoin (case by case basis only)
  • CBD and Hemp Based Products / Oil
  • Continuity
  • Credit Repair and Restoration
  • Cyber Lockers (case by case basis only)
  • Debt Services
  • Digital Downloads (music file with licensing)
  • Dietary Supplements
  • Discount Vouchers
  • Document Services
  • Equipment (heavy machinery etc.)
  • E-Cigarettes / Vape
  • Educational Seminars
  • Employment Agencies
  • Gaming
  • Future Delivery Beyond 90 Days
  • Game Credits
  • Gift Cards
  • Golf Clubs and Related Accessories
  • Hookah establishments
  • Hotel Accommodations
  • Import / Export
  • Insurance Carriers
  • Interest Rate Reduction Programs
  • Internet Marketing
  • Student Loan Consolidations
  • Loans
  • Magazines
  • Multi-Level Marketing
  • Nutraceuticals
  • Outbound Telemarketing
  • Payday Loans and Services
  • Pharmaceuticals
  • Pre-Paid Cards
  • Search Engine Optimization
  • Smoking Accessories
  • Tax Relief
  • Tech Support
  • Telecommunications
  • Tobacco
  • Ticket Agencies
  • Travel, Tour and Cruise

We would love the opportunity to show you how effectively we are able to support and service your high risk business. Please call us or fill out the form on this page and you will be contacted by one of our knowledgeable and friendly payment specialists to generate a free, no obligation quote.

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