Wix High Risk Payment Processing
Wix is one of the most popular website builders in the world, but like most hosted platforms, its native payment solution — Wix Payments — is off-limits for high risk merchants. The good news is that Wix supports third-party payment gateway integrations, which means Flow Payments can connect your Wix store to a high risk merchant account that lets you keep selling.
Does Wix Allow High Risk Merchants?
Wix allows high risk merchants to use its website builder, but Wix Payments is not available for most high risk industries.
Wix Payments’ Terms of Service prohibit businesses in categories including adult content, CBD and cannabis products, gambling, financial services, and others. If Wix Payments detects that your business falls into a prohibited category, it will terminate your Wix Payments account — but your Wix website and store will remain intact.
Wix supports third-party payment providers through its payment settings. High risk merchants can connect their Wix store to a compliant external payment gateway — the correct and compliant way to process payments for high risk products on Wix.
Compatible high risk categories for Wix with third-party processing include:
- Online coaching and consulting services
- Digital products and educational content
- Select supplement and wellness products
- Tech support services
- Financial consulting services
- And many more high risk industries
How Flow Payments Integrates With Wix
Step 1 — Apply for a high risk merchant account
Flow Payments reviews your application and matches you with an appropriate banking partner for your industry.
Step 2 — Gateway configuration
We set up your high risk payment gateway account. Wix supports integrations with several third-party payment providers that are compatible with high risk merchant accounts.
Step 3 — Connect to Wix
In your Wix dashboard, go to Accept Payments and select your third-party payment method. Enter your gateway credentials provided by Flow Payments.
Step 4 — Test and go live
Run a test purchase to confirm the gateway is connected, then enable live processing.
Frequently Asked Questions
Will my Wix website be shut down if I use a third-party payment gateway?
No. Wix’s restrictions apply to Wix Payments specifically. Using a third-party payment gateway is fully compliant with Wix’s merchant terms, and your website will not be affected.
Can I sell CBD products on Wix?
Wix’s policies on CBD vary and have become more restrictive over time. In most cases, CBD merchants face significant challenges on Wix and are better served by WooCommerce or BigCommerce. Contact Flow Payments for guidance specific to your situation.
What is the best platform for high risk merchants who want Wix-level simplicity?
BigCommerce offers enterprise-grade features with a hosted platform model that rivals Wix for ease of use, while providing significantly more flexibility for high risk merchants. Flow Payments supports BigCommerce merchants across all high risk categories.
Get Started With Wix High Risk Processing
Call Flow Payments at 1-888-879-7022 or apply online for a free quote.
Also serving high risk e-commerce merchants on Shopify, WooCommerce, BigCommerce, Squarespace, ClickFunnels, and Magento.